Common Questions

Q: Why's obtaining a no credit vehicle title loan through your company the best idea?

A: Basically, we offer you access to the best cash advance deals in the state of South Carolina. Many title loan lenders can charge up to 25-30% in interest alone for the loan you can get through them and that is not good if you'd like cash fast. Those companies also want you to settle your loan in a mere 30 or 90 days and this will make it hard for you. Our title loan loan programs provide you with a full 42 months to settle your loan.

Q: What do I need to do to make my instant car title loan instalments?

A: You may use a money order, an authorized check, or a debit card from VISA or MasterCard.

Q: Am I going to be allowed to pay off my instant cash car title loan quicker than 42 months?

A: You are free to repay your loan as fast as you want to. There will be no pre-payment penalty fee if you wish to pay back your short term loan quicker. You deserve to pay back your loan more quickly if you want while not having to pay anyone for the privilege.

Q: What things should I have ready so that I can receive the instant car equity loan I'd like?

A: To begin with you have to make certain that you have the title of the car and there are no liens on it, you will want a driver's license from the State, proof of insurance for the vehicle, a phone or utility bill with your address on it, an additional set of the auto's keys, two different references, your most up-to-date pay stub and your Social Security Card. That is all there's to it.

Q: How do you get pre-approved for a quick cash car title loan?

A: Simply put, all you need to do is use our website and you can apply for your loan right this moment. You may also call us over the phone and speak to us directly. Columbia Car Title Loans evaluates the value of your car using Kelley Blue Book. We then notify you of your message of pre-approval so you are aware of how much you can get.

Q: Since I am now pre-approved what comes next?

A: The next step is for one of our customer service reps to phone you to assist you through the remaining process. An underwriter works with us and personally reviews your loan application to offer the best automobile title loan alternative.